DBS là một trong những ngân hàng hàng đầu Singapore, cung cấp dịch vụ tài chính cho cá nhân và doanh nghiệp tại nhiều thị trường.
MySavings Account — Flexible regular savings
MySavings Account helps customers build a savings habit through a regular monthly deposit. Users can choose an amount from S$50 to S$3,000, pick a deduction date from the 1st to the 25th of each month and adjust the details in the digibank app.
The account offers an interest rate of up to 0.25%/year according to the product information published by DBS. Eligibility and the actual interest rate should be checked before signing up.
Best for: People who want to save regularly and build a long-term savings plan.
Learn about MySavings AccountDBS Multiplier — Maximise interest from everyday transactions
DBS Multiplier is aimed at customers who want to combine many financial activities in a single system. Customers can earn higher interest when they meet conditions related to income and eligible transactions, such as card spending, home loan repayments, insurance or investments.
DBS advertises a maximum SGD interest rate of up to 4.1%/year, but the actual rate depends on the balance, transaction categories and applicable conditions. This maximum should not be treated as the default rate for every customer.
Best for: People who receive their salary through the bank and regularly use several financial services.
Learn about DBS MultiplierPayNow — Transfer money using identity details
PayNow lets customers send and receive money using a registered phone number, NRIC/FIN or business UEN instead of entering the recipient's bank account number. The service can be registered and managed via DBS digibank or online banking.
It is a convenient option for everyday transfers in Singapore. Coverage, limits and transaction conditions depend on the service rules and participating parties.
Best for: People who often send money to family and friends or receive payments in Singapore.
Learn about PayNow
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